If you currently own a home and have an existing mortgage, you may qualify for refinancing—provided you meet certain criteria. These typically include having sufficient home equity, meeting a minimum credit score, showing proof of stable income and employment, and maintaining a favorable debt-to-income ratio. Keep in mind that eligibility requirements can vary based on the lender and the type of refinance loan you're pursuing. By qualifying, you could benefit from lower interest rates, reduced monthly payments, and other financial advantages. Reach out to us today to check your eligibility and explore your refinancing options.